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Setting financial goals for the school year
As the school year kicks into high gear, it's not just pencils and textbooks that deserve attention—your finances do too. Whether you're a parent prepping your little one for...
What is a Share Account?
What is a Share Account? A share account is a basic savings account offered by credit unions to their members. It serves as a primary account where members deposit money, which,...
Cost-effective home improvements that can help reduce costs
There are many ways to improve your home without breaking the bank. In fact, some home improvements can actually save you money in the long run. Here are a few cost-effective...
Explaining money to a five-year-old: Its value, importance, and earning
Recently, my five-year old asked me why money is important and how we can earn money to buy the things we want. I remember that when I was growing up, talking about money was a...
Understanding interest: The cost of borrowing and the growth of investments
Interest is essentially the cost of borrowing money or the return on lending money. When you borrow money from someone, such as a bank or a friend, they expect you to pay back...
What is emotional spending?
Emotional spending refers to the act of making purchases driven by emotional triggers, such as stress, sadness, or boredom, rather than considering practical needs or financial...