Happy International Credit Union Day!

It’s International Credit Union Day! Today’s the day we celebrate the spirit of the global credit union movement. We also had another reason to celebrate; it was the 70th Anniversary of ICU day! This year, we thought of a great way to celebrate the good that credit unions around the world are doing; by hearing what our members have to say (yes, you). We asked you to send in some stories of how the credit union has helped you. From the responses, we’ve picked a few of our favourites:

“Credit union is good for me to help when financial difficulties rears its ugly head, it’s comforting to know you have a few pounds available when you truly need it.”

“Credit union is a great organisation especially for the common people who earn low wages. It has helped me to achieve a lot of developments comfortably. I would recommend anyone to save money with them.”

“Having the credit union has got me out of a financial bind a few times, as well as helped me to save.”

“Very good way of saving interest rates excellent when borrowing.”

Whether you just joined or have been with us from the beginning, thank you for being a member of M4Money Credit Union. Here’s to another 70 years!

Adventurer & Author Anna’s Award to Uxbridge College student – sponsored by M4Money!

Adventurer and author Anna McNuff joined some of Uxbridge College’s most inspiring students and employer partners to celebrate their achievements at an awards night supported by organisations including M4Money Credit Union. The M4Money-sponsored Star Award for Business was won by Jenika Ranmal.

Jenika, 21, completed the Level 2 Extended Diploma in Business, and continued on to an Access to Higher Education course. This is a qualification accepted by universities that is completed in one year rather than two. During her studies, she got herself a customer-facing job at the leisure centre, despite lacking confidence speaking due to having a speech difficulty. Plus, she also has dyspraxia, which affects physical coordination. She is an excellent student with near perfect attendance. She’s also incredibly helpful to her classmates and she volunteers in her spare time.

Uxbridge College works with 1,000+ employers in employment-related training and apprenticeships, including under the West Met Skills banner, and with 600+ employers providing work experience placements.

Guest star Anna, whose incredible endurance feats include cycling through every state in the USA and running 3,000 miles from one end of New Zealand to the other, is also the author of ‘The Pants of Perspective’ about her 148-day kiwi trip. As well as presenting the awards, Anna talked about her life and adventures – and shocked everyone by ripping off her baggy walking trousers mid-sentence to reveal the authorial ‘pants’ – a pair of lurid Spandex leggings decorated with rainbows, a unicorn, and a wolf! Students and employers who work with Uxbridge College received their awards from Anna and had their photos taken with her.

The principal of Uxbridge College, Laraine Smith OBE, said: “I would like to say a huge congratulations to all our student and employer winners at this year’s awards – as well as a really big thank you to Anna McNuff for making the evening so special. Whilst our awards are partly about some of the more apparent forms of success such as excellent grades and high pass rates, what really shines out among our winners is what they achieve as individuals during their time at college – be it through the challenges they overcome, the journeys they go on, or the people they turn into as they take up opportunities in and outside the classroom to fulfill their potential. I’m extremely proud to be at the helm of such a fantastic organisation that continues to make this possible for young people and adults year on year.”

The event, held at The Beck Theatre in Hayes, recognised winners from across the College’s academic and vocational programmes – including GCSEs, A Levels, BTEC qualifications, Apprenticeships and HNDs – and from among the 1,000 employers the College works with.

M4Money Data Privacy Notice



We are financial cooperative providing savings and loans to our members.  Membership is open to anyone living or working within the common bond, which is currently anyone living or working in the boroughs of:

  • Hillingdon
  • Harrow
  • Spelthorne
  • Slough
  • South Bucks
  • Chiltern
  • Wycombe
  • Windsor & Maidenhead

We are committed to protecting our members’ privacy. This is explained in our full privacy statement available here. A summary of your rights is given below.


We promise:

  • To keep your data safe and private
  • Not to sell your data
  • To allow you to manage your marketing choices at any time


In order to provide you with products and services, we need to collect, use, share and store personal and financial information about you.  This includes information which we:

  • Obtain from you or third parties, such as employers, credit referencing agencies (who may check the information against other databases – public or private- to which they have access), or fraud prevention agencies. This information may come from your interactions with us or with them.
  • Learn from the way in which you deposit or withdraw funds from your account or from your borrowing and repayment history.


  • Maintaining your Credit Union Account;
  • Assessing and identifying products and services;
  • Assessing loan applications;
  • Detecting and preventing crime (including money laundering);


  • Name and Addresses;
  • Telephone Numbers and Email addresses;
  • National Insurance number;
  • Date of birth;
  • Gender;
  • Bank Account details;
  • Employment details;
  • Next of kin details;
  • Account balances and transaction history;
  • Copies of documentation to prove your age, address or income. e. passport, utility bill and bank statements;
  • Telephone recordings;
  • Copies of any letters and emails to us.


For more information about how your rights apply to your membership of M4Money credit union, you can contact us at admin@m4mcu.org.


M4Money Credit Union
The Bungalow, Pinkwell Lane, Hayes Middlesex, UB3 1PE
Phone 020 8756 3866
Website www.m4mcu.org.

M4Money Credit Union Are Supporting Foodshare

Foodshare is an amazing charity that works to provide food and help people in and around Maidenhead who cannot afford to feed themselves. An area where many people are living in poverty, Foodshare is doing an amazing job doing everything they can to help and we’re proud to support them. To find out more about Foodshare, visit their website (www.foodshare.today) where you can also find inspiring stories and their contact details.

Foodshare Logo

Student honoured by ‘bionic woman’ Claire Lomas with M4Money award

Claire Lomas MBE – the first and only paralysed person to walk the London Marathon – honoured student Weronika Gogol for her achievements with an award sponsored by M4Money Credit Union.

Dubbed the ‘bionic woman’ by media because she completed the 2012 marathon in a pioneering ReWalk robotic suit, Claire presented awards to Weronika and other winners chosen from amongst Uxbridge College’s full-time and part-time learners and its employer partners.

Weronika, 18, was the winner of the Star Award for Business. Weronika was chosen for the award for excellent attitude, hard work and achievements. She was one of the first in her group to complete the BTEC L3 Extended Diploma in Business with top grades and has now progressed on to Uxbridge College’s Business HND (Higher National Diploma) – HNDS offer successful students a route to university, with many entering degrees in the final year.

Claire, who presented the awards, is paraplegic – paralysed from the chest down but able to use her arms – after a horse riding accident, but in 2012 she became the first and only paralysed person to walk the London Marathon, which took her 17 days and raised £210,000 for Spinal Research. She also made headlines when she was banned from the Vitality London 10k race after organisers said UK Athletics rules prohibited the use of motors, but was later allowed to take part unofficially. She lit the Paralympic cauldron in Trafalgar Square in 2012, has raised more than £500,000 for the Nicholls Spinal Injury Foundation, has written and published her autobiography Finding My Feet, takes part in motorbike racing using only hand controls, and was made an MBE this year.

Principal of Uxbridge College, Laraine Smith OBE, said: “Our Annual Awards event was a fantastic opportunity to celebrate the achievements of our students and employer partners, and we would like to say a huge thank you to Claire Lomas for coming along to present the awards. Claire’s story shows exactly how far courage, determination and hard work can get you and the same applies to those honoured by awards this year at Uxbridge College’s ceremony. And whilst many of our award winners have succeeded with high grades in academic and work-related training, it is also their personal stories that give their achievements such meaning. Congratulations to everyone who has received awards this year.”

The event, held at The Beck Theatre in Hayes, recognised winners from across the College’s academic and vocational programmes – including GCSEs, A-levels, BTEC qualifications, Apprenticeships and HNDs – and from among the 1,000 employers the College works with.

Back to School Loans

Apply now and you may have a chance to win one of three exciting cash prizes!

Interest starts at 1% per month and you only pay interest on the outstanding balance! You can even pay your loan off earlier at no extra cost.

*Terms and conditions apply.
Lending is subject to status. This promotion is valid until 31st August (incl). Members must apply and be approved a loan of at least £500 to be eligible. Three winners will be selected randomly on 5th September and will be notified by email. The prizes of £100, £75 & £50 will be paid on the same day (5th September) into members’ bank accounts and will take 3-5 working days to clear.